Interest-free loans for individual entrepreneurship are mainly aimed at low-income groups, including college graduates, laid-off workers and veterans. If it fails to pass the examination in the human resources and social security departments, it cannot be applied. The term of interest-free loans for individual entrepreneurship is generally two years, during which interest is not paid.

In addition, the loan applicant must have good credit and repayment ability, a stable job and income, and the applicant must provide proof of the purpose of the loan. Due to different local policies, lenders need to go to local lending institutions for detailed consultation before applying, so as to increase the chances of successfully obtaining loans.

Extended data:

Precautions:

1, the state has venture loan funds, and this policy does exist, and users know this, indicating that users are college students who are very concerned about current events and information, which is a very good habit.

2, according to the provisions of the national venture loans, venture loans are targeted, that is to say, some industries can not lend, and some industries can lend.

3. If the user wants to get an interest-free loan for college students' entrepreneurship, the department you are looking for is the Ministry of Labor and Social Security, the municipal government, and especially the college students' entrepreneurship loan.

This loan needs a guarantor. The guarantor must be a civil servant with a stable job and income. Without users, it is almost impossible to get a loan.

Baidu Encyclopedia-Interest-free loans for college students' entrepreneurship

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