All commercial banks. According to the inquiry of the sales network, basically all commercial banks can handle the mortgage loan of retail houses, but they need to obtain the corresponding property rights through the facade. And when applying for a mortgage loan, you must meet the conditions stipulated by the bank. When mortgaging a positive loan, the bank will evaluate the collateral, and the borrower can apply for a loan within the assessed amount. So all commercial banks in jiaohe city have retail mortgage loans.