Credit loan refers to the loan issued by the borrower's reputation, and the borrower does not need to provide guarantee. \x0d\ Natural person with conditions for applying for credit loan: \x0d\ 1, age 18-65; \x0d\2。 The actual age of the borrower plus the loan application period shall not exceed 70 years old; \x0d\3。 Have a stable occupation and income, and be able to repay the loan principal and interest on schedule; \x0d\4。 Good credit information and no bad records; \x0d\5。 Other conditions stipulated by the bank.