1, go to the bank to learn about the mortgage and get the house ownership certificate;

2. The borrower goes to the Housing Authority to cancel the mortgage with the bank's real estate license, settlement certificate and other rights certificates;

3. If there is insurance when applying for a loan, the borrower needs to go to the insurance company to return the corresponding insurance premium.

What are the procedures for buying a house loan?

Housing loan procedures:

1, sign a house purchase contract with the developer. At this time, it is necessary to check whether the developer has "five certificates": state-owned land use certificate, construction land planning permit, construction project planning permit, construction project construction permit, and commercial housing sales (pre-sale) permit;

2. Pay the down payment, and pay attention to keeping the receipt of the down payment;

3. Fill in the personal housing loan application form in the bank;

4. Banks review mortgage applications;

5. Go to the Housing Authority to apply for the certificate of other rights of the house, which proves that the house has the mortgage right of the bank. Go to the notary department for notarization of property right mortgage. Go to the insurance company for home insurance;

6. Open an account;

7. Recover the loan;

8. Repay as agreed;

9. Repay the loan.