When applying for individual housing loan in China Merchants Bank, "loan interest" is calculated according to the total loan amount, loan term, execution interest rate, repayment method and other factors. You can go to the homepage of China Merchants Bank and click on the "Financial Calculator"-"Personal Loan Calculator" on the right to make a trial calculation. (You can view information such as monthly payment, monthly payment principal, monthly payment interest, principal balance, total interest and total repayment).