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How should I deal with the loan lawsuit in Heng Chang?
1, sign for all kinds of litigation documents served by the court. Including the notice of responding to the lawsuit, court summons, notice of proof, etc. Some defendants refused to sign the legal documents of the court, and some deliberately avoided the court staff. In fact, these actions will only give people the impression that you are indefensible, and lawsuits are impossible to avoid. Refuse to sign, the court staff can be retained for service; If you hide, the court can announce the service and the lawsuit will continue. Only by actively signing various court documents can we know the arrangement of court trial activities in time, know who is suing you for what, know the specific content of the other party's prosecution, and make targeted preparations.

2. Prepare for litigation. You can conduct the lawsuit yourself, or you can entrust one or two agents ad litem as needed. Simply put, it is to ask a lawyer to help answer the lawsuit, because lawyers are born to serve the parties. Specifically, the lawyer will represent the lawsuit and submit the power of attorney to the court. The power of attorney of a natural person shall be signed or sealed by the client; The power of attorney of a legal person shall be signed by the legal representative and stamped with the official seal. The power of attorney shall specify the entrusted matters and authority.

3. submit a defense. According to the law, the defendant should submit the defense within 15 days after receiving the copy of the complaint. When drafting the defense, we should pay attention to two points: (1) is targeted, which can be aimed at a claim of the other party or one or more factual reasons in the complaint filed by the other party; (2) Well-founded, use facts to refute each other's allegations. Some complaints, though brilliantly written and inspiring, are generous, but they don't put facts and reason against each other's allegations, but they just condemn each other blindly, and the effect is not good. In the defense, you can admit the plaintiff's request or refute it. If you think that the other party has also breached the contract or violated your legal rights in the dispute, you can also file a counterclaim.

4. Collect and submit evidence. Be sure to read the court's notice of proof in detail and give evidence in strict accordance with the requirements of the court. For this question, please refer to Let the Evidence Speak-How to Collect and Submit Evidence. 5. Attend the trial on time. The court is a place where both parties face to face and reason directly, so there is a saying "See you in court". You can explain your position to the judge and know the details of the other party when you attend the trial. Even if you don't appear in court, the court can try by default. If it is really impossible to appear in court on time due to objective reasons, it may apply to the court to change the date of the court session.

1. When the guarantor sues the debtor, it should be noted that once an agreement is reached between the creditor and the assignee, the assignment of the creditor's rights is effective and the creditor's rights are transferred to the assignee. The debtor is not a party to the contract of assignment of creditor's rights. Whether the debtor agrees to the assignment of contractual creditor's rights does not affect the establishment and effectiveness of the contract for assignment of creditor's rights. Whether to notify the debtor only determines whether the assignment of creditor's rights is legally binding on the debtor, not whether it will take effect. Therefore, even if there is no notice, after the assignment of creditor's rights is agreed, the assignee will take the place of the original creditor and become a creditor. The assignee is qualified as a plaintiff because of the assignment of creditor's rights.