Legal analysis: If a borrower finds that his personal information has been leaked and someone else applies for a loan, he needs to contact the lending institution, explain the situation clearly, and ask them to stop lending. If the loan has been made, you do not have to bear the responsibility for repayment and can sue in court.

Because someone else used your information to apply for a loan without your knowledge, and the lending institution did not strictly review it and found no problems, then you do not need to bear any responsibility.

Legal basis: Article 264 of the Criminal Law of the People's Republic of China and the People's Republic of China: Theft of public or private property in relatively large amounts, or repeated thefts, housebreakings, thefts with weapons, or pickpocketing If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years and not more than ten years, and shall also be fined; if the amount is particularly huge or there are other special If the circumstances are serious, the offender shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined or have property confiscated.