Qiu Bei likes to borrow money as an online loan. Once there are too many online loans, it is easy to accidentally overdue due to unclear memory, followed by high penalty interest and liquidated damages, and credit information will also be affected. Moreover, some illegal online lending companies violently collect, explode address books, and harass.
Qiu Bei likes to borrow money, and it is not a formal online loan. The impact and harm of bad online loans on college students is very great, mainly in the aspect of violent dunning. Many campus online loan platforms generally have uncivilized collection methods, such as "relationship collection". Students are required to fill in the real contact information of several classmates, friends or relatives when borrowing money. If they can't repay the loan on time, the platform will inform the students' relationship circle of their overdue information, which will seriously interfere with and hurt the borrowing students.
And no matter what kind of online loan, the interest is very high, and most people can't afford it. For online lending, it is best to stay away from it and not touch it. Once in contact, it may cause injury.