Lpr plus 157 basis points is high, so we can only wait for the bank to lower the basis points. According to the query results of relevant information, lpr plus 157 basis points is on the high side, so we can only wait for the bank to lower the basis points. The loan market quotation is the basic loan reference rate calculated and published by the National Interbank Funding Center authorized by the People's Bank of China on behalf of the quotation bank, based on the bank's loan interest rate for the best quality customers and taking the open market operating rate as the main reference for the medium-term lending convenience rate. All financial institutions should mainly refer to the loan pricing of LPR.