Legal analysis: the following measures can be taken if the bank loan is unable to repay at maturity: 1. Apply for deferred repayment: if you have a good attitude, you can apply to the bank for deferred repayment; 2. Apply for installment repayment: when the repayment amount is too large and the repayment ability is insufficient, you can apply for installment repayment, and you can divide the arrears into multiple installments to ease the repayment pressure of each installment; 3. Borrow money from relatives and friends to repay: If the amount owed is not large, you can borrow money from relatives and friends to repay the debts of the bank first, and then return the borrowed money afterwards; 4. Repayment of assets at a discount: If you have jewelry, real estate, vehicles and other properties in your hand, you can discount these items to repay the debts of the bank.

Legal basis: Article 12 of the General Principles of Loans: If the loan cannot be repaid on schedule, the borrower shall apply to the lender for loan extension before the loan expires. Whether the extension is decided by the lender. When applying for extension of secured loan, mortgage loan or pledged loan, the guarantor, mortgagor and pledgor shall also issue a written consent certificate. If there is an agreement, it shall be implemented in accordance with the agreement. The cumulative extension period of short-term loans shall not exceed the original loan period; The cumulative extension period of medium-term loans shall not exceed half of the original loan period; The cumulative extension period of long-term loans shall not exceed 3 years. Unless otherwise stipulated by the state. If the borrower fails to apply for extension or the application for extension is not approved, the loan will be transferred to the overdue loan account from the day after the maturity date.