Buying a house with a loan before marriage and repaying the loan after marriage are not necessarily the same property of husband and wife. In the house purchase contract signed by one spouse before marriage, the down payment is paid by personal property and the loan is in the bank. After marriage, the real estate is registered in the name of the party who pays the down payment, and the real estate belongs to the individual according to law. If one party borrows money to buy a house before marriage and repays the loan with the joint property of husband and wife after marriage, and the names of two people are written on the house book, the house belongs to the joint property of husband and wife.

Legal objectivity:

According to article 1064 of the Civil Code, the debts incurred by both husband and wife with the same signature or by one party after the event, and the debts incurred by one party in his own name for the daily needs of the family during the marriage relationship, belong to the same debt of husband and wife. Debts incurred by one spouse in his own name during the marriage relationship that exceed the needs of family daily life are not joint debts of husband and wife; However, the creditor can prove that the debt is used for the husband and wife's life, production and operation, or based on the same meaning of both husband and wife.