have
Second, how to get back the real estate license by borrowing real estate mortgage in the name of the company?
1, you can negotiate with the bank to provide the cancellation of your creditor-debtor relationship, and then you can get it back.
Third, someone else mortgaged his own real estate license with my business license loan. Is there any risk?
There will be risks. If you don't pay the money, the theme of the bank business license is the company, that is, the company bears the responsibility. If you are self-employed, the operator is jointly and severally liable, that is, you need to bear the repayment responsibility.
4. What will happen if the individual needs to mortgage the real estate license to the company loan?
1. The consequences of real estate mortgage loans are very serious. In real estate mortgage loan, if the borrower takes real estate as collateral, the bank may require the borrower to repay the loan according to the regulations. 2. In the future, if the borrower needs to apply for a mortgage loan through the bank, the borrower must repay it on time, otherwise the borrower's credit will be reduced and the expected annualized interest rate of the loan will increase accordingly. 3. If the borrower is married, he needs to bear the repayment of certain expenses.
After the loan is successful, the lender needs to repay the loan on time according to the amount stipulated in the contract, otherwise it will generate debt. 1. creates a bad credit record, which will affect the future loan application. 2. Generate penalty interest. Loans overdue's behavior of mortgaging real estate license will generate penalty interest. The longer the overdue period, the more interest needs to be repaid. 3. The loan application is affected. If the borrower enjoys preferential loans, if the borrower has loans overdue records, it can't repay the loan on time or the borrower's overdue records will produce certain bad records. 4. Loan applications decreased. 4. If the borrower fails to repay the loan on time, the mortgage registration and insurance items of the house are invalid, and the property safety and personal safety of the borrower cannot be guaranteed. 5. When there is any change between the borrower and the lender, the bank has the right to release the obligations of the house owner and the mortgagee, and transfer, sell, lease, donate or mortgage the house. Both parties' obligations and liabilities for breach of contract are subject to down payment and fines.