If you want to check whether your ID card has been used by others for loans, customers can go to the credit information center of the local People's Bank of China or directly log on to the official website of the Credit Information Center of the People's Bank of China to view the personal credit information report on the computer browser. If the credit report records a loan that I haven't done, someone else may have done it with his ID card.
However, we also need to note that many criminals may use other people's ID cards to apply for some informal online loans, and these online loans will basically not be connected to the central bank's credit information system, so even if you check the personal credit information report, there will be no record on it. Therefore, you can also go to some third-party inquiry institutions to check your online loan big data and see if there are online loans you don't know about.
Of course, you'd better take good care of your ID card and don't give it to others easily, so as to avoid personal information being leaked and used by criminals for some illegal activities.
How to check whether my ID card has a loan?
1. You can check my credit report directly. The query method is as follows:
1. On-site inquiry: Bring my valid identity documents (ID card, military officer's card, soldier's card, passport, Hong Kong and Macao residents' pass to and from the mainland, Taiwan Province compatriots' pass to and from the mainland, foreigner's residence permit, etc.). ) go to the branches of the People's Bank of China for inquiry;
2. Online inquiry: The Credit Information Center of the People's Bank of China has opened the service of inquiring my credit report through the Internet all over the country.
Second, the steps of online inquiry:
1, Baidu web search "Credit Report", find the website of Credit Information Center of China People's Bank, and click Enter.
2. After entering, find the Internet personal credit information service platform, and then click Enter.
3. After entering, find "Start Now" and click Enter.
4. After entering the login interface, enter the user name, password and verification code, and click Login.
5. After logging in successfully, enter the personal account page, check the credit report under the column of applying for credit information, and click Get Dynamic Password.
6. Enter the mobile phone dynamic password and click Submit.
7. After receiving the identity verification code, enter the page of obtaining credit information, check the personal credit report, enter the identity verification code, and click Submit.
8. After submission, you can see your personal credit record.