Alipay should use the "borrowing" function to borrow money, and at the same time ensure that its sesame credit score is not less than 600. The specific steps are as follows:

1. Find the "borrowing" function in the "wealth" column of Alipay.

2. Then click Enter, select "I want a loan", enter the amount to apply in the "Loan Amount" box, and the system will automatically calculate the total annual interest and monthly repayment amount.

3.

4. Click OK, enter the payment password and SMS verification code, and complete the loan.

At the same time, users with a sesame score of 600 or more can also apply for a "flower garden" quota, which is hidden in sesame credit. At present, the amount of "flower garden" is between 2500-30000 yuan, and users can use it to shop in Tmall Mall or Taobao. As long as the repayment is made on time, there is no handling fee.

Extended data:

Ant Financial Services Group (hereinafter referred to as "Ant Financial Services") started from Alipay and was established in 2004. 20 14 10, Ant Financial was formally established. With the vision of "bringing small and beautiful changes to the world", Ant Financial is committed to building an open ecosystem, helping financial institutions and partners to accelerate their March into "internet plus" and providing inclusive finance services to small and micro enterprises and individual consumers through the "Internet Propeller Plan".

Ant Flower Bud is a consumer credit product launched by Ant Financial. After the application is opened, you will get a consumption quota ranging from 500 to 50000 yuan. When spending, users can prepay the amount of ant flowers and enjoy the shopping experience of "spending first, then paying".

References:

Baidu Encyclopedia-Excuse me? Baidu Encyclopedia-Bai Hua