One day after loans overdue, ABC should contact ABC in time to pay off the arrears and the resulting late fees. The late payment fee is stipulated in the contract terms. If there is no such stipulation, there is no need to pay it.

Moreover, overdue records will be uploaded by ABC to the basic database of financial credit information, that is, credit investigation. Only one or two short overdue periods have little effect on the credit record, and many overdue periods will seriously affect the credit record, so you must repay on time in the future repayment process to avoid repeated overdue situations.

Matters needing attention in mortgage loan

Be sure to prepare your ID card, household registration book, bank account, payroll, down payment receipt and other relevant information. , and the information provided must be accurate and consistent with the real situation, so as not to affect the mortgage review and approval because of incomplete or incorrect information.

Apply for an appropriate loan amount according to the total housing price, actual economic situation and repayment ability. If you apply for a personal housing provident fund loan, you must also consider the balance of the housing provident fund account. Don't blindly apply for the excess quota, lest you can't do it yourself, or the repayment burden is too heavy after you do it.