No.

If you have a contact number, and there is no intentional failure to answer the phone, etc., if the online loan company does not choose to sue but chooses harassment and damage to reputation to collect debts, it can be regarded as a soft violence debt collection method. , is an illegal act. It is reasonable and legal for online loan companies to call public institutions to find contacts. However, online loan platforms cannot make malicious harassing phone calls to the company, nor can they publicize borrowers' debt arrears. Otherwise, it is illegal and violent collection. In case of harassment, the unit can call the police to deal with it.