Can a house with provident fund loans be mortgaged?
Of course. Houses with provident fund loans can be mortgaged, that is, properties purchased with provident fund loans can be used as collateral for other mortgage loans. Banks will have certain requirements for collateral, such as collateral must meet certain value, nature and quality requirements. At the same time, the ownership of collateral must be clear, and there can be no legal disputes or property rights disputes. Therefore, when using provident fund loans to buy real estate as collateral, we need to pay attention to ensuring the legitimacy and clarity of housing property rights in order to handle mortgage loans smoothly.