Current location - Loan Platform Complete Network - Bank loan - Excuse me, does the student-origin student loan check personal credit besides parents' credit information? Does the national student loan check personal credit?
Excuse me, does the student-origin student loan check personal credit besides parents' credit information? Does the national student loan check personal credit?
The national student source credit student loan refers to the student loan issued by the National Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school.

Student loans are credit loans, and students and their parents (or other legal guardians) are * * * and borrowers, and both parties are responsible for repayment. Different loans have different approval requirements. I suggest you contact the official channel of the national student loan for confirmation.

1. Auditing principle: School institutions organize students to apply for loans and accept student loan applications within the annual loan quota and control ratio issued by the National Student Loan Management Center.

2. The preliminary examination institution of the school shall examine the qualifications of the national student loan application materials submitted by the students, and be responsible for their completeness, authenticity and legality. The preliminary examination will be completed within 20 working days after receiving the student loan application. After the completion of this work, the school organized a five-day publicity and corrected the problematic application. After the initial examination is correct, the school institution will confirm the qualified loan application and affix its official seal within 10 working days, inform the students of the audit results, and prepare the National Student Loan Audit Information Form.

3. After receiving the loan contract and iou, the bank approval school institution will return it to the borrower for safekeeping within 5 days. The relevant departments of the school are responsible for the qualification examination of the national student loan application submitted by the students, and checking the authenticity and completeness of the materials submitted by the students; The bank is responsible for the final examination and approval of student loan applications.

Tips: The above instructions are for reference only and do not make any suggestions. If you need to solve specific problems (especially in the fields of law, accounting and medicine), I suggest you consult professionals in related fields in detail.

Reply time: 2021-10-19. Please refer to the latest business changes announced by Ping An Bank in official website.

[I know Ping An Bank] Want to know more? Come and watch I Know Ping An Bank ~

/paim/iknow/index.html