2. Mortgaged loan: refers to the loan granted with the property of the borrower or a third party as collateral according to the mortgage method stipulated in the Guarantee Law of People's Republic of China (PRC).
3. Pledged loan: refers to the loan issued with the movable property or rights of the borrower or a third party as pledge according to the mortgage method stipulated in the Guarantee Law of People's Republic of China (PRC).