1. Background and qualification: The company behind Jiayunrong is Guangzhou Jiayunrong Internet Information Technology Co., Ltd., which has the qualification and experience in Internet loan business, indicating that the company has certain guarantee in legality and professionalism.

2. Loan process: Jiayunrong's loan process is relatively standardized. Users need to submit necessary application materials, such as proof of identity, proof of income, etc., before they can get a loan, which helps to ensure the legality and safety of the loan.