Question 2: What is the difference between superior mortgage and owner's loan? Excellent mortgage: as the name implies, high-quality owner loan, local mortgage house with repayment for more than 6 months, debt not exceeding 50%, amount of 300,000-500,000, interest 1. 1. Materials provided: ID card, loan repayment in recent 6 months, real estate license, private owner plus business license can all apply.
Owner's loan: a house with mortgage repayment for more than 3 months.
Question 3: What do you mean by excellent loan, commercial loan, salary loan and mortgage loan? Try to consult the local bank about the loan.
When applying for a loan, the materials that the lender needs to prepare are divided into the following categories:
1, personal identification: ID card, residence permit, household registration book, marriage certificate and other materials;
2. Provide proof of stable income source: bank flow sheet, labor contract, etc.
3. Provide stable proof of address: such as house lease contract, water and electricity bill, property management and other relevant certificates;
4. Other information stipulated by the bank.
Question 4: What are the conditions for a safe and excellent mortgage? A good mortgage needs a house under its name, but no mortgage.
Question 5: What does "two excellent loans" mean and what is its function? "Two Excellent Loans and Preferential Export Buyer's Credit in China" project.
Question 6: What do you ask about excellent mortgage and telephone call back? How can it pass smoothly! Just ask what to fill in the income certificate, as long as there is no mistake.
Question 7: How to calculate the interest of Ping An Pratt & Whitney mortgage? The interest on high-quality mortgage loans ranges from 9.5% to 1.3%.
Suppose you borrow 103000 with interest of one point, and you need to repay the principal of 2778 every month with interest of 1 000.
If the principal is not repaid in addition to the principal, interest will be paid every month after the principal is repaid.
Question 8: What do you mean by * * * * excellent purchase and loan projects? Two excellent loans refer to foreign preferential loans and preferential export buyer's credit. The latter belongs to The Export-Import Bank of China's external implementation. You can borrow money. . The former also belongs to
Question 9: What are the "two excellent" loans, namely "China foreign preferential loans and preferential export buyer's credit"?
Question 10: What does "subprime mortgage" mean? It seems that the "subprime crisis" originated in the United States is a "subprime institution". The crisis stems from the fact that subprime lenders blindly lend for profitable business purposes, even without mortgage loans. In the end, most of them failed to repay the loan. Caused by the crisis ..