1. I borrowed 65438+ 10,000 yuan from ICBC to buy the first suite. The annual interest rate of 10 is 8.64%. ...

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If equal principal and interest repayment is adopted, the loan of 100000 yuan 120 months will be repaid from February of 201year, and then to June of 20021year. According to the adjustment and fluctuation of the national benchmark interest rate and the information provided by you, the total loan interest paid in the following time period is 49,688.

From February of 20 1 1 year, the annual interest rate is 1 times 8.64%, and from February of 202 1 year, the monthly payment is 1 247.36 yuan; Residual principal 0 yuan;

Two. The interest rate of ICBC's first home loan is 202 1

The interest rate standards implemented by five major banks, including China Industrial and Commercial Bank, are:

One year 1.75 two years 2.25 three years 2.75 four years 2.75 five years 2.75

China Industrial and Commercial Bank's new RMB deposit interest rate: From 200218-September, ICBC's time deposit interest rate was adjusted in the latest detailed deposit interest rate table, and the deposit interest rate of big banks was generally lowered. The short-term deposit interest rate was the highest within half a year, and the deposit interest rate of large deposit certificates was the highest at 3.35%. This interest rate adjustment: the longer the deposit interest rate and deposit term of ICBC, the greater the downward adjustment, while the short-term interest rate has increased.

Taking the lump-sum deposit and withdrawal interest rate as an example, the three-year interest rate from 30,000 yuan is 3.85% and 0.60 percentage points. The three-year deposit interest rate in 50 yuan changed from 3.7 12% to 3.25%, down by 0.462 percentage point. The interest rate of RMB 2-year time deposit in 50 yuan decreased by 0.235 percentage point from 2.835% the day before yesterday to 2.6%. 65,438+0,000 yuan and 65,438+065,438+0% and 2.025% deposited in 50 yuan were adjusted to 0.65,438+0 and 0.02.

At the same time, the 6-month RMB time deposit rate in 50 yuan increased from yesterday's 1.755% to 1.6 percentage points, and the 3-month RMB time deposit rate changed from 1.485% to 1.6%.

The principal of 654.38 million yuan was deposited in ICBC in different terms and in different ways.

1. Duration: 100000.3%=30 yuan, with interest of 3% for the first year of 0.

2. Deposit for three months %= 135 yuan, with annual interest of 135 yuan.

3. The deposit term is six months: 1000 1, and the annual interest is 155 yuan.

4.80%= 180 yuan, with annual interest of 180 yuan.

5. Deposit for two years: 100002.25%=225 yuan, one.

China Industrial and Commercial Bank of China Large Deposit Unit

1, deposit 1 month: the interest rate for deposit of 200,000 yuan is 1.54%, and the interest rate for deposit for three months is 1.54%.

2. Deposit for 6 months: deposit 200,000 yuan at the interest rate of 1.82%.

3. Deposit 1 10,000 yuan, and the interest rate is 2. 1%.

4. Deposit for 2 years: deposit 200,000 yuan with interest rate of 2.94%.

5. Deposit for 3 years: deposit 200,000 yuan,

6. The minimum deposit is 300,000 yuan.

The three-month interest rate of RMB 300,000 is 1.60%, the six-month interest rate of RMB 300,000 is 1.88%, the interest rate of RMB 300,000 is 1, and the interest rate of RMB 300,000 is 3.04%.

Note: No suggestions were made. For details, please consult the counter of each bank outlet, which is subject to the interest rate announced by the local business hall.

Three. The interest rate of ICBC's first home loan is 202 1.

Please check the benchmark loan interest rate through the column of "Market Tools-Deposit and Loan Interest Rate" in the portal of China Industrial and Commercial Bank (www.icbc.com.cn). For the specific implementation interest rate, please contact the local loan bank for details. You can pay attention to "China Industrial and Commercial Bank Customer Service" WeChat WeChat official account and reply to "Loan Branch" to inquire about loan bank information.

(Answer time: April 28, 2022. In case of business changes, please refer to the actual situation. )

Four. Icbc 202 1 1 term lump-sum deposit and withdrawal of interest?

20021year1October The deposit interest of China Industrial and Commercial Bank varies according to the deposit term, ranging from demand deposit to one-year, three-year and five-year time deposit. The longer the deposit time, the higher the interest. The minimum interest rate for current deposits is about 0.3%, exceeding 1% for one year and 3% for three years. We can consider five-year deposit 1, ICBC: demand deposit 0.3%, three-month time deposit 1.35%, six-month time deposit 1.55%, one-year time deposit 1.75%, two-year time deposit 2.25%, three years.

2. Agricultural Bank: 0.3% current deposit, 3 months 1.35%, 6 months 1.55%, 1 year 1.75%, 2.25% for 2 years, 2.75% for 3 years and 2.75% for 5 years;

3. Bank of China: the deposit interest rate is 0.35%, and the three-month benchmark interest rate is1.1%; The half-year benchmark interest rate is1.3%; The one-year benchmark interest rate is1.5%; The benchmark interest rate for the biennium is 2.1%; The three-year benchmark interest rate is 2.75%;

4. China Construction Bank: 0.3% current deposit, 3 months 1.35%, 6 months 1.55%, 1 year 1.75%, 2.25% for 2 years, 2.75% for 3 years and 2.75% for 5 years; The first place is China Everbright Bank. The interest of China Everbright Bank is three months 1.40%, six months 1.65%, one year 1.95%, two years 24 1%, three years 2.75% and five years 3.5%.

The second place is Shanghai Pudong Development Bank. Shanghai Pudong Development Bank's lump-sum deposit and withdrawal interest is 1.40% for three months, 1.65% for six months, 1.95% for one year, 2.4% for two years, 2.8% for three years and 2.8% for five years.

Ranked third is Industrial Bank, where the lump-sum deposit and withdrawal interest is 1.40% for three months, 1.65% for six months, 1.95% for one year, 2.7% for two years, 3.2% for three years and 3.2% for five years.

The fourth place is Huaxia Bank, whose lump-sum deposit and withdrawal interest is 1.40% for three months, 1.65% for six months, 1.95% for one year, 2.4% for two years, 3. 1% for three years and 3.6544% for five years.

Ranked fifth is Zheshang Bank, whose lump-sum deposit and withdrawal interest is 1.43% for three months, 1.69% for six months, 1.95% for one year, 2.5% for two years, 3.0% for three years and 3.25% for five years.

The sixth place is the six state-owned banks, and the current interest rate of the six state-owned commercial banks in China is 0.3% per year. The interest of lump-sum deposit and lump-sum withdrawal is 1.35% for three months, 1.55% for six months, 1.75% for one year, 2.25% for two years and 2.25% for three years. The interest of lump-sum deposit and lump-sum deposit and lump-sum deposit is 1.35% for one year, 1.55% for three years and 1.55% for five years. I. Industrial and Commercial Bank of China:

1 and certificates of deposit for 200,000 individuals: three-month annual interest rate 1.595%, six-month annual interest rate 1.885%, one-year interest rate 2. 175%, two-year interest rate 3. 15% and three-year interest rate.

23,000 certificates of deposit: the annual interest rate is 1.65% for three months, 1.95% for six months, 2.25% for one year and 3.045% for two years.

Certificate of deposit for 35,000 individuals: the annual interest rate is 3. 15% for two years and 4.0 15% for three years.

Second, the Agricultural Bank:

1 and certificates of deposit for 200,000 individuals: three-month annual interest rate 1.595%, six-month annual interest rate 1.885%, one-year annual interest rate 2. 175% and two-year annual interest rate 3.045%.

25,000 personal certificates of deposit: three-month annual interest rate 1.65%, six-month annual interest rate 1.95%, one-year annual interest rate 2.25%, two-year annual interest rate 3. 15% and three-year annual interest rate 4.07%.

38,000 personal certificates of deposit: the annual interest rate is 4. 125%.

4. 1 10,000 certificates of deposit: the annual interest rate is 1.95% for half a year, 2.227% for one year and 3.85% for three years.

3. China Merchants Bank:

1 and certificates of deposit for 200,000 individuals: three-month annual interest rate 1.62%, six-month annual interest rate 1.95%, one-year interest rate 2. 18%, two-year interest rate 3.05%, three-year interest rate 3.85% and five-year interest rate 3.

23,000 certificates of deposit: three-month annual interest rate 1.65%, six-month annual interest rate 1.976%, one-year interest rate 2.28%, two-year interest rate 3. 15%, three-year interest rate 3.9% and five-year interest rate 3.99%.

As certificates of deposit are issued on schedule, there may be differences in interest rates in different periods. The specific interest rate shall be subject to the interest rate stated in the product manual of certificates of deposit issued by banks.