2. The calculation method of the line and Xiamen is as follows:

The calculation formula of the loan amount is the total amount of housing provident fund paid by the employee himself in the last 6 months (including the part paid in advance or overdue) ×2×80 times.

Solution: Individual contribution is 408x6 months x2 X80 = 39 1680 yuan (390,000 yuan).

Xiamen's maximum limit is 400,000, which does not exceed the loan of 390,000.