Ping An Pratt & Whitney loan interest rate is legal. To judge whether an online lending platform is legal, we only need to know the loan qualification, loan interest and collection method. Ping An Pratt & Whitney has obtained two small loan licenses, namely, Chongqing Jinan Network Small Loan License and Hunan Ping An inclusive microcredit Co., Ltd. Therefore, Ping An Pratt & Whitney has no problem in lending qualification.

Ping An Pratt & Whitney Loan Interest According to Chinese laws, it is illegal for the annualized loan interest rate to be above 36%. Judging from the current situation of Ping An Pratt & Whitney lending, the annualized loan interest rate is mostly within 20%, which does not touch the red line of usury.

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In terms of collection, Ping An Pratt & Whitney Loan continues the collection methods of formal financial institutions, and there are basically no violent collection methods such as exploding address books, threatening intimidation, and writing big characters. Under normal circumstances, Ping An Pratt & Whitney loans are collected by telephone, SMS and door-to-door according to regulations.

For borrowers with serious overdue, Ping An Pratt & Whitney Loan may take legal channels. Ping An Pratt & Whitney loan is legal from three aspects: loan qualification, loan interest and collection method.

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