Source: Housing Fund Management Bureau of Inner Mongolia Autonomous Region
On July 16th, the Housing Fund Management Bureau of Inner Mongolia Autonomous Region issued a notice on adjusting the policies related to housing provident fund loans, which stated that "personal housing provident fund loans for employees can only be used to pay for the purchase, construction, renovation and overhaul of ordinary self-occupied houses by employees" in the Notice on Regulating the Policies Related to Personal Housing Provident Fund loans. Cancel the policy that the borrower's "same household registration" family members can also use provident fund loans when buying a house. ?
The contents are as follows:
Notice on Adjusting Policies Related to Housing Provident Fund Loans
Neifangzi [22] No.31?
employees who pay housing provident fund:
in order to further implement the national policy of "housing and housing without speculation" and the spirit of "streamline administration, delegate power, strengthen regulation and improve services" reform, according to the Notice of the Ministry of Housing and Urban-Rural Development on Issues Related to Standardizing the Individual Housing Loan Policy of Housing Provident Fund (J.J. [21] No.179) and other documents and requirements, our center has sorted out its business norms, adjusted some loan policies and streamlined the loan process, which was reviewed and approved by the director's office meeting and reported to the Provident Fund Supervision Department of the Housing and Urban-Rural Development Department of the autonomous region for the record.
first, adjust the housing provident fund loan policy. ? ?
1. Strictly implement the provisions in the Notice on Regulating the Policy of Personal Housing Loan for Housing Provident Fund (JJ [21] No.179) that "Personal housing provident fund loans for employees can only be used to pay for the purchase, construction, renovation and overhaul of ordinary self-occupied housing". Cancel the policy that the borrower's "same household registration" family members can also use provident fund loans when buying a house. ?
2. Strictly implement the Notice of the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China on Developing the Personal Housing Loan Business of Housing Provident Fund (JJ [214] No.148). "The Housing Provident Fund Management Center shall not issue personal housing loans of housing provident fund to the families of paid employees who purchase the third or above houses." According to the regulations, our center will stop issuing housing provident fund personal housing loans to paid workers' families who buy the third and above houses by checking the information such as family housing transaction filing and property right registration of the applicants for housing provident fund loans. ?
second, streamline the loan process and materials. ? ?
confirmation of income of * * * the same borrower: * * the income of the same borrower who paid the housing provident fund is confirmed according to the payment base, and * * * the income of the same borrower who did not pay the housing provident fund is confirmed according to the payment base of the borrower's social security (employees can download the mobile APP such as Mengsu Office and Inner Mongolia 12333 to check the personal social security payment information and print it in our center), so it is no longer necessary for employees to provide salary flow, payroll and other forms separately. ?
iii. the above policies will be implemented from August 1, 22. ?
this is for your information. ?
Inner Mongolia Autonomous Region Housing Fund Management Center?
July 14, 22