2. Use the menu of "1 entrustment"-"45 bond lending" in telephone entrustment, and operate reverse repurchase according to the prompt tone.
The so-called reverse repurchase of government bonds is essentially a short-term loan. In other words, individuals lend their own funds through the national debt repurchase market to obtain fixed interest income; The repurchase party, that is, the borrower obtains the loan with his own national debt as collateral, and repays the principal and interest after maturity.
Generally speaking, it is to lend money through the national debt repurchase market, which is actually a short-term loan, that is, you lend money to others and get fixed interest; Others use national debt as collateral to repay the principal and interest at maturity. Reverse repurchase is super safe, equivalent to national debt.
The repurchase transaction of government bonds is that both buyers and sellers agree to conduct reverse transactions at a certain price at some time in the future. That is to say, the contract signed by the bondholder (financier) and the securities lender stipulates that the financier must buy back the bonds at the agreed time and at the agreed price after selling the bonds, and pay the original agreed interest rate.
Reverse repurchase of national debt is one of the securities lenders. For securities lenders, this business is actually a short-term loan, that is, you lend money to others and get fixed interest; Others use national debt as collateral to repay the principal and interest at maturity.
Related advantages: good security, low risk, similar to short-term loans and supervision by stock exchanges, there is no situation that funds cannot be returned; The rate of return is high, especially when the funds are tight at the end of the month, and the annualized income is as high as 57%; Simple operation, one-click operation directly in the opened account, and the due funds will be automatically received without asking; Good liquidity, funds will automatically arrive, which can be used to make wealth management products such as stocks and lock in income at any time; Low handling fee. The handling fee is calculated according to the number of operating days. If it is 654.38+million, one day of reverse repurchase is 1-2 yuan, two days is 2-4 yuan, and so on.
Bank deposit interest rate is very low, and CPI has been much higher than the current interest rate since 2 1 century. However, the reverse repurchase rate of national debt is much higher than the bank deposit rate in the same period. It should be noted that the calculation of reverse repurchase income, natural day is the current interest, varieties with 3 days or less are calculated according to the trading day, and varieties with more than 3 days are calculated according to the natural day.
Unlike stock trading, reverse repurchase no longer bears the risk of price fluctuation after trading. The profit of reverse repurchase transaction has been determined at the initial transaction, so the fluctuation of market interest rate before the expiration date of reverse repurchase has nothing to do with its profit. In this sense, reverse repurchase transactions are similar to mortgage loans and do not bear market risks.