1. China Merchants Bank currently has study abroad loans. The overseas study loans issued by China Merchants Bank to natural persons in some cities are used to pay tuition fees, living expenses and other expenses incurred during the study abroad period of visa applicants or immediate family members, and meet the application conditions. If so, you can try to contact the outlet to apply.

Requirements: 1. Have legal and valid identity certificate; 2. Age plus loan period shall not exceed 70 years; 3. Have the ability to repay the principal and interest of the loan on time; 4. Have obtained a study abroad notice or other enrollment certification materials ; 5. Comply with laws and regulations, be honest and trustworthy, have no illegal conduct, and are not currently involved in any criminal cases or civil cases that are unfavorable to them; 6. Other conditions stipulated by the handling agency.

The amount needs to be determined based on the study abroad notice and other supporting materials. In principle, the minimum credit limit for a single credit is not less than 1,000 yuan and the maximum is not more than 1 million yuan. The specific amount needs to be confirmed by contacting the local outlet.

Generally, it is handled by mortgage, and the loan period is no more than 8 years (inclusive); it is handled by credit, and the loan period is no more than 3 years. It is specifically recommended that you check with your local network to see if you can apply.

2.

If it is an individual study abroad loan from China Merchants Bank, loan recipients: Educated persons over 18 years old can apply for the loan themselves, or their relatives, guardians, spouses, etc. Apply for a loan on behalf of an educated person. Educated persons under the age of 18 must apply for loans from their relatives, guardians, etc.

Borrowers applying for education funding loans should meet the following conditions:

1. A natural person with the nationality of the People's Republic of China and full capacity for civil conduct. Can provide resident ID card, local permanent residence booklet and/or other valid residence documents, etc. If the educated person and the borrower are immediate relatives, guardians or spouses, corresponding proof of relationship should be provided.

2. Have a legitimate occupation and a stable and reliable source of income, have good credit, and have the ability to repay the principal and interest of the loan on schedule.

3． A third party (natural person or legal person) who is able to provide assets recognized by our bank as collateral or pledge, or has sufficient repayment capacity, as a guarantor to repay the principal and interest of the loan and bear joint liability;

4. Be able to provide documentation proving the purpose of personal study abroad loans.

(1) For the types of funds used to pay tuition and living expenses for visa applicants to study abroad, the "Admission Notice" or "Letter of Acceptance" from the school and the required academic fees during the study period must be provided. Proof of miscellaneous expenses and living expenses;

(2) For the type of funds used to apply for study abroad or apply for a visa, you must provide preparation materials for applying through an overseas agency or applying for a school by yourself (such as admission to school) Personal information of applicants and overseas students applying for overseas visas, etc.).