SF Holdings recently announced that in order to motivate and retain the key employees of SF Holdings Co., Ltd. (hereinafter referred to as "the company" and "listed companies"), to cope with the increasingly fierce talent competition in the market and raise the barriers to talent competition, the company has now formulated a 20 19 employee welfare loan management system.
The announcement shows that the system is applicable to long-term contract employees who have served as senior managers/high commissioners for three years or more and meet the performance requirements. The company provides interest-free loans in the form of bank entrusted loans. Employees do not need to provide mortgage or guarantee. The loan term is 5 years (60 months).
SF said that the total amount of employee welfare loans issued according to the 20 19 employee welfare loan management system is not expected to exceed 300 million yuan. Depending on the consumption level and employee income, the employee loan amount ranges from 300,000 to 6,543.8+0,000.
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1. SF Express refers to employees who are overdue for 30 natural days (including but not limited to failing to repay in full on the repayment date, or failing to repay in full within the specified time after leaving the company, etc.). ) have the right to charge liquidated damages for the repayment amount according to the market interest rate. Due to overdue repayment, the company has to bear the extra costs (such as handling fees) of entrusted loans, and the related expenses are borne by employees. At the same time, the company has the right to deduct employees' wages to offset repayment, including but not limited to wages, bonuses, commissions, resignation compensation and long-term incentives. Until the loan is paid off. The company can collect money by telephone, outsourcing, judicial and other means, and the expenses arising from collection are also borne by employees.
2. In terms of repayment, the employee will deposit the repayment amount into the repayment account designated by the loan bank according to the agreed repayment date. After the bank deducts money successfully, the company issues a settlement certificate and the employee completes the repayment. If the employee resigns voluntarily, the principal must be paid in advance in one lump sum, and the payment must be settled 10 working days before resignation, otherwise the personal credit record will be affected and the resignation formalities cannot be handled; If the employee resigns due to dismissal, redundancy, serious violation of discipline, etc., the company shall settle the payment within 30 natural days after issuing the notice of advance payment; If the employee fails to leave his post and repay the loan, the company has the right to recover all outstanding loans through legal procedures.