It is best to consult the local bank for loans.

When a borrower applies for a personal loan from a bank, it is required to fill in a written application form and submit the following materials:

1, my valid identity document;

2. Proof of residential address (household registration book, etc.). );

3. Personal professional certificate;

4. Proof of income of the loan applicant and his family members;

5. Other information stipulated by the bank.

Second, does anyone know about interest-free loans for laid-off and reemployment?

Conditions for bank interest-free loans:

1, age 18 to 45 years old, with full civil rights;

2. Have a fixed residence and business premises, which can be a real estate license (or a real estate license with parents' names). The business place certificate shall hold the business license issued by the administrative department for industry and commerce and the business license of related industries, indicating that it is engaged in normal production and business activities.

3. Proof of funds. The loan applicant's investment project requires that he already has some self-owned funds. This is an important condition, because venture lenders need liquidity for normal production and business activities, as well as buying (installing or repairing) small equipment and franchising.

4. Settlement account. The loan applicant must open a settlement account with the loan bank, and the operating income must be settled by the bank. Moreover, the purpose of the loan conforms to the provisions of relevant national laws and bank credit policies, and shall not be used for other speculative investment projects such as equity.

5. Fixed guarantee includes three forms: house guarantee and third party guarantee. In addition, try to provide banks with some information about self-raised funds and loan investment in order to obtain loans smoothly.

6, good reputation, no bad records;

7. The project conforms to the national industrial policy and regional economic development, and has good economic benefits and social application. You can consult the local labor department to pay interest, then subsidize it, or pay interest in advance. The relevant scheme has not yet been determined, but the financial benefits are affirmative.

Yes, but you need to meet the above items, and then there will be more procedures. Everyone must prepare all the information before the loan, so as not to waste time running back and forth.

Third, interest-free loans for laid-off and reemployment affect CCB. Do you know your loan?

Does not affect. Innovatively launch a new business model of "Internet customer online credit business process", and interest-free loans for laid-off and reemployment will not affect CCB's understanding of your loans. It integrates the functions of line trial calculation, account opening appointment, loan application, withdrawal repayment, index questionnaire and so on, and is open to customers.