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Mortgage contract loan contract
I. Mortgage Contract Loan Contract

Mortgage Contract Mortgagor (Party A) Address: Postal Code: Tel: Representative: Mortgagee (Party B) Address: Postal Code: Tel: Representative: Party A applies for a loan from Party B, and the borrower's name is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. Both parties agree through negotiation that Party B will provide the loan with the amount agreed by both parties, provided that Party A mortgages all its _ _ _ _ _ (hereinafter referred to as collateral) to Party B. During the loan period, Party A has the right to use the collateral, and Party B has the ownership of the collateral before Party A pays off the principal and interest of the loan. Therefore, this contract is specially concluded: Article 1 The loan content is 1. The total loan amount is RMB _ _ _. 2. Purpose of the loan: This loan can only be used for the needs of _ _ _ _ _, and shall not be used for other purposes or illegal activities. 3. Loan term: Under the above total loan amount, the loan can be audited by stages or by stages. Therefore, the amount and duration of each loan should be agreed by both parties. Starting from the second loan, there must be a new mortgage loan contract signed and sealed by both parties and their legal representatives. As an integral part of this contract, it has the same legal effect as this contract. The term of the first loan is _ _ months, that is, from _ _ _ _ to _ _ _. 4. Loan interest rate: The loan interest rate and interest-bearing method shall be implemented in accordance with the regulations of Bank of China. 5. Loan withdrawal: Whether each loan is withdrawn in one lump sum or by stages shall be decided by both parties. Party A shall notify Party B _ _ days in advance of each withdrawal, and it can only be used after it is reviewed and approved by Party B's credit department. The first loan is drawn in _ _ installments. 6. Repayment of the loan Party A guarantees to repay the loan principal and interest on schedule within the loan period stipulated in each contract. The source of funds for Party A to repay the loan is the company's production and operation and other income. If Party A requests to repay the loan from other channels, it must be approved by Party B. The final repayment date of the first loan is _ _ _ _ _. 7. If Party B agrees to Party A's delay in repayment of the loan, this contract will continue to be valid ... Article 2 Guarantees 1. Name of collateral: _ _ _ _. 2. Manufacturer: _ _ _ _. 3. Model: _ _ _ _. 4. Number of pieces: _ _ _ _. 5. Single piece: _ _ _ _. 6. Location: _. 7. Total invoice amount of collateral: _ _ _ _. 8. Mortgage term: years (or: from the effective date of this loan contract until Party A pays off all the loan principal and interest of Party B related to this contract). Article 3 Obligations of Party A and Party B (1) Obligations of Party B: 1. The mortgage deed certificate handed over by Party A shall be properly kept and shall not be lost or damaged. 2. After Party A pays off the loan when it is due, it shall hand over all the ownership certificates of the collateral to Party A.. (II) Obligations of Party A: 1. Party A shall voluntarily repay the loan principal and interest in strict accordance with the time stipulated in this contract. 2. Ensure that the collateral is not affected by Party A's bankruptcy, asset division and transfer during the mortgage period. If Party B finds that Party A's collateral violates this clause, Party B shall notify Party A to immediately correct or terminate the loan under this contract and recover all the loan principal and interest. 3. Party A shall reasonably use _ _ _ as collateral, and be responsible for the operation, repair and maintenance of the collateral and related taxes and fees. 4. If the collateral is damaged intentionally or negligently, Party A shall provide Party B with new collateral within 65,438+05 days. If Party A fails to provide new collateral or guarantee, Party B has the right to reduce the loan amount accordingly, or terminate this contract and recover the loan principal and interest. 5. Without Party B's consent, Party A shall not lease, sell, transfer, re-mortgage or otherwise dispose of the collateral ... 6. The collateral shall be insured by Party A with China People's Insurance Company _ _ Branch as the beneficiary, and the insurance policy shall be kept by Party B, and the insurance premium shall be borne by Party A. If the insured collateral suffers losses due to force majeure, Party B has the right to recover the loan principal and interest that the mortgagor should repay from the compensation of the insurance company. Article 4 Liability for breach of contract 1. If Party B fails to pay the loan as agreed in the contract due to its own responsibility, thus causing economic losses to Party A, Party B shall be liable for breach of contract. 2. If Party A fails to use the loan as stipulated in the loan contract, once found, Party B has the right to recover part or all of the loan in advance, and impose a penalty interest of% on the misappropriated loan based on the original loan interest rate. 3. If Party A fails to repay the principal and interest on schedule, or commits other breach of contract, Party B has the right to stop borrowing and ask Party A to repay the principal and interest of the loan in advance. Party B has the right to deduct it from the account opened by Party A in any bank, and add _ _% interest on overdue loans according to the loan interest rate from the due date. 4. If Party A fails to repay the principal and interest on schedule, Party B may also apply to the competent person for auction of collateral to offset the principal and interest of the loan. If the compensation is insufficient, Party B still has the right to recover from Party A until Party A pays off all the loan principal and interest of Party B. Other provisions in Article 5 1. Under any of the following circumstances, Party B has the right to stop issuing loans and immediately recover the loans already issued. (1) The information, statements and materials provided by Party A to Party B are untrue. (2) Party A is unable to pay the principal and interest of the loan to Party B after filing a lawsuit with a third party and losing the case and obtaining compensation. (3) The total assets of Party A are insufficient to pay its total liabilities. (4) Party A's guarantor violates or loses the conditions stipulated in this contract. 2. Party B has the right to inspect and supervise the use of the loan, and Party A shall provide relevant statements and materials to Party B. 3. If either Party A or Party B requests to change this contract or a clause in this contract, it shall notify the other party in writing in advance, and the clauses in this contract will remain valid until both parties reach an agreement. 4. Written materials related to this contract, such as loan application, loan voucher, payment and repayment plan, provided by Party A, are integral parts of this contract and have the same legal effect as this contract. Article 6 Expenses related to this contract and all expenses related to the appraisal, registration and certification of collateral shall be borne by Party A ... Article 7 Conditions for the entry into force of this contract (effective registration) Article 8 Settlement of disputes In the course of performance of this contract, both parties shall settle the disputes through consultation. If negotiation fails, both parties agree to submit it to Suzhou Arbitration Commission for arbitration (if both parties have not agreed on an arbitration institution in this contract and have not reached an arbitration agreement afterwards, they can submit it to the people. This contract is made in triplicate, one for each party and one for the notary office. Party A: official seal representative: signature Party B: official seal representative: date of signature

Second, the company's mortgage contract?

You should say "counter-mortgage", which is similar to normal mortgage, but it should be clearly stated that when the borrower cannot repay the loan to the lender, the guarantee company has the right to dispose of the counter-collateral provided by the loan to pay off the borrower's debt.

3. What is the collateral list?

The list of real estate collateral should fill in the real estate certificate number, real estate location, construction area and land nature. Real estate mortgage refers to the behavior that the mortgagor provides the mortgagee with the debt performance guarantee with his legal real estate without transferring possession. When the debtor fails to perform his debts, the mortgagee has the right to be paid in priority with the proceeds from auction of mortgaged real estate according to law. Mortgagor refers to an enterprise legal person, individual and other economic organization that uses real estate as its own or a third party to perform debt guarantee. Mortgagee refers to legal persons, individuals and other economic organizations that accept real estate mortgage as debt guarantee obligation. Collateral refers to the real estate provided by the mortgagor and approved by the mortgagee as the debtor's debt guarantee.

Four. Company's mortgage contract?

1. Information Directory of Co., Ltd. (to be established) 1. Apply for the establishment of XX Co., Ltd. in XX District, XX City? Investor agreement? Page 4. Page 5 of the preparation plan for XX Co., Ltd. in XX District, XX City. Draft articles of association of XX Co., Ltd., XX District, XX City? Name approval of XX Co., Ltd. in Zone X? Page 7. Proof of ownership or right to use the domicile and business premises: 8 pages. Qualification application: the administrator has no criminal record 10 page. Proof of good credit records of the directors and senior managers to be employed? Page 1 1. Qualification certificate of the proposed directors and senior managers 12 page. Proof of financial work experience of the proposed directors and senior executives? Page 1 application form for legal operation of senior executives and the largest shareholder (promoter) of XX Company? /kloc-page 0/5, corporate shareholders application form of XX provincial company? Page 16, Application Form for Natural Person Shareholders of XX Company? Page 17, Page 18, Page 19, Page 19, Page 20, X-ray Research Report Page 2-Company System and Management System 3. Company financial system. Fund management system. Credit department control system. Accounting management system. A 1. Emergency plan 12. investigation method for determining serial number loan liability 13. Credit rating measures for corporate customers, etc. 15. Measures for credit rating and credit loan management of individual industrial and commercial households 16. Account manager management 438+09. Credit asset measures 2 1. Credit Rating Standard for Small and Medium-sized Commercial Enterprises in China III-Company Business System and Business Process 1. File management process 2. Operation flow of personal customer credit business. Operation process of personal automobile consumption loan. Operation flow 6. Personal housing mortgage loan. Basic operation flow of corporate customer credit business. It's fixed. Working capital loan process 10. Operating process of micro-credit loans for farmers 1 1. Merchants "credit * * * the same process 12. Comprehensive process 13. Guarantee process 14. Student loan process 15. Risk classification, early warning signals and processing flow 16. Credit assets inspection process 17. Student loan process 4-this system 2 large loan management system 3 post-loan management system 4 loan guarantee management system 5 loan operation rules implementation rules 6 loan risk management system 7 loan management responsibility system 8 loan interest management system 9 personal loan business management system 10 rural small enterprise loan management system1/farmer management system 12 enterprise loan management system/ Kloc-0/3 credit contract management system 65 438+04 credit business file management system 15 contract 1. Loan application. Guarantee loan contract 3. Credit loan contract. Credit guarantee. Trust fund loan contract. Working capital guarantee contract. Agricultural loan contract. Agricultural loan contract (loan certificate) 9. Small deposit certificate mortgage loan contract 10. People's fund loan contract 1 1. Individual housing loan contract 12. Personal housing loan mortgage contract 13. Personal housing mortgage loan contract 14. +05. Model text of company contract 16. Property mortgage contract 17. Mortgage loan contract 18. Entrusted loan contract 19. Entrusted fund loan contract. Pledged loan contract 2 1. Maximum secured loan contract. Maximum mortgage loan contract. Loan maturity notice 24. 6. Debt in kind agreement. Repayment voucher II. Form 1. Natural person customer loan questionnaire II. Letter of intent agreeing to guarantee. Letter of intent to agree to mortgage (pledge) 4. Application for establishing credit business relationship with natural person customers. Post-loan inspection report of the loan company. List of natural person loan information of loan company 7. List of loan information of legal person (including individual industrial and commercial households) of loan company 8. Corporate customers (individuals) of loan companies 9. Loan application form of natural person and other customers of the loan company 10. Credit rating table of natural persons and other customers of the loan company 1 1. List of collateral 12. Investigation on natural person customer loans 13. Company accounting statement 14. Reporting method of company's accounting statements 15. Guarantee agency reference 1. Guiding opinions of banks on developing small business loans. Notice on further improving the loan work for small enterprises. Notice on further improving financial services for small enterprises. Guidelines on Due Diligence of Credit Granting for Small Enterprises of Commercial Banks (Trial) 5 pages. Guiding opinions of banks on granting credit to small enterprises. Measures for loan risk classification of small enterprises (for Trial Implementation) 7 pages. Guiding opinions on vigorously developing rural commerce. Notice on further improving financial services for small enterprises under the tight monetary policy situation. Notice on relevant policies of village banks, loan companies, rural mutual funds cooperatives and companies 10. Company pilot guidance 1 1. Notice on Conscientiously Implementing the Policy of "Guarantee and Pressure" and Further Improving the Financial Services for Small Enterprises 12. General rules for loan payment 13. Opinions on People's Trial of Loan Cases (199 1) 14. Notice on Banning and Combating Acts (Yinfa [2002] No.30) 15. Guidelines on internal control of commercial banks 16. Trial measures for internal control evaluation of commercial banks 17. Guidelines on risk management of customer credit business of commercial banks 18. Measures for the Administration of Commercial Banks' Insider and Related Party Transactions 19 Guidelines for Market Risk Management of Commercial Banks 20. Measures for Information Disclosure of Commercial Banks 2 1 Measures for Risk Classification of Loan Small Enterprises (Trial) 23 Guidelines for Risk Management of Real Estate Loans of Commercial Banks 24. Notice on strengthening the prevention of operational risks. Guidelines for operational risk management of commercial banks. Guidelines for compliance risk management of commercial banks. Guidelines for information system risk management of banking financial institutions. Supervision guidelines for internal rating system of credit risk of commercial banks. Supervision guidelines for the measurement of professional loan capital of commercial banks. Guidelines for the measurement of regulatory capital for credit risk mitigation of commercial banks 3 1. Guidelines for the measurement of operational risk supervision capital of commercial banks. Measures for the implementation of administrative licensing matters of cooperative financial institutions of China Banking Regulatory Commission 33 pages. Establishment and approval of village banks. Guide to the establishment and approval of loan companies. Interim provisions on the administration of village banks.