The car is still being paid in installments and cannot be transferred to others for the time being. The loan cannot be transferred until it is paid off. At the time of transfer, the current motor vehicle owner shall fill in the application form and submit the current motor vehicle owner's identity certificate, motor vehicle ownership transfer certificate, certificate, motor vehicle registration certificate and other materials and certificates.

According to the provisions of Article 20 of the Regulations on Motor Vehicle Registration, in any of the following circumstances, the transfer registration shall not be handled:

(1) The contents recorded in the archives of motor vehicles and vehicles are inconsistent;

(2) Motor vehicles subject to customs supervision have not been deregulated or approved for transfer by the customs;

(3) The motor vehicle is in the period of mortgage registration and pledge filing;

(four) the circumstances specified in items (1), (2), (7), (8) and (9) of Article 9 of these Provisions.

legal ground

Article 20 of the Regulations on Motor Vehicle Registration shall not apply for transfer registration under any of the following circumstances:

(1) The contents recorded in the archives of motor vehicles and vehicles are inconsistent;

(2) Motor vehicles subject to customs supervision have not been deregulated or approved for transfer by the customs;

(3) The motor vehicle is in the period of mortgage registration and pledge filing;

(four) the circumstances specified in items (1), (2), (7), (8) and (9) of Article 9 of these Provisions.

I bought a new car, but can I transfer it during the monthly payment?

The new car cannot be transferred within the monthly payment period unless the loan is paid off in advance.

Only when the loan mortgage is paid off and the vehicle is unsecured or pledged can you apply for transfer. The monthly vehicle actually belongs to the bank it borrows, so it has no right to buy or sell. After paying off the monthly payment and confirming the right, the car can be completely owned by the individual before it can be transferred to others. Otherwise, the vehicle condition information is recorded in the vehicle management office, and the vehicle management office will not handle the sale and transfer.

Article 20 of the Regulations on Motor Vehicle Registration stipulates that in any of the following circumstances, the transfer registration shall not be handled:

First, the contents recorded in motor vehicles and vehicle files are inconsistent;

2. Motor vehicles under customs supervision have not been deregulated by the customs or approved for transfer;

Three, the motor vehicle in the mortgage registration, pledge filing period.

Extended data

Matters needing attention in handling the sale and transfer of vehicles:

1. If the buyer is a foreign individual, the vehicle needs to be settled locally, and a local temporary residence permit is required; The owner of the vehicle is a temporary residence permit, and the original temporary residence permit (expired replacement) shall be provided when handling the transfer filing.

2. Motor Vehicle Registration Certificate (200 1 1 month ago). If the vehicle does not have this certificate, it is necessary to apply for a registration certificate before it can be transferred. The registration certificate is lost and the owner needs to be present).

Three, the vehicle transfer must have legal procedures, the car purchased by installment can not be transferred before the mortgage is lifted, and there are economic disputes and other problems of the car; You need to pay off the loan and remove the mortgage first.

Four, the transfer of vehicles must be driven to the scene, and within the validity period of the annual review.

Five, after the vehicle transfer, vehicle insurance and purchase tax (small file) also need to be changed. The city only changes insurance, and the purchase tax does not need to be changed.

Six, except for the blue van with the operation license procedures, it is not necessary to change the license plate, and other blue vans must change the license plate when transferring the ownership. The original license plate can only be used by the original owner, but the premise is that the license plate must be used for 3 years.

How to transfer the monthly car? Meet two conditions

Monthly car supply refers to the loan vehicle that should pay the corresponding principal and interest to the loan bank at the specified repayment time every month. Although the vehicle can be driven normally by the owner, it is nominally mortgaged in the loan bank, and the owner only has the right to use it and has no right to dispose of it. So in this case, how to transfer the monthly car? Let's take a look together.

How to transfer the monthly car?

If you want to transfer a monthly car, you need to meet two conditions. One is to prepare the materials needed for the transfer, and the other is to settle the loan and transfer it to a non-monthly car supply.

1. Transfer the materials needed for preparation

The transfer requires the original ID cards of both parties, motor vehicle registration certificate, motor vehicle driving license, and motor vehicle ownership transfer certificate. Among these transfer materials, the focus of monthly car supply is whether there is a motor vehicle registration certificate.

Generally, the monthly payment is not settled, and the owner does not have a green copy of the motor vehicle registration certificate, because the vehicle has been mortgaged when applying for a loan, and the green copy is the property right certificate of the vehicle and will be mortgaged in the loan bank.

Even if the owner has a motor vehicle registration certificate, it is useless, because the mortgage registration column of the Green Paper will clearly record the current mortgage situation of the vehicle and who the mortgagee is. If the loan is not settled, the mortgagee has the priority to pay compensation for the vehicle.

2. How to switch to non-monthly car supply?

You can raise funds to settle the vehicle loan yourself, or you can use the down payment of the new owner to settle the remaining loan. As long as the monthly loan balance of the vehicle is settled, the loan bank will issue a loan settlement certificate, take the motor vehicle registration certificate, and go to the vehicle management office to cancel the mortgage registration, so that the transfer transaction can be carried out normally.

The above is about "how to transfer the monthly car", hoping to help everyone.

How to transfer the car that is being paid monthly to others?

First of all, the car bought by the loan cannot be transferred, and only after the loan is repaid can you go to the vehicle management office for normal transfer procedures.

You need to continue to pay the car loan. If the car is transferred, you want to transfer it with the car loan. You can negotiate with the bank, mortgage the loan to the car buyer according to the current value of the car, and recover the car sale money to repay the bank loan. Generally speaking, you can't turn directly.

It has to be analyzed according to the repayment of car loans. If the car you bought with the loan has not been paid off, you can't transfer it to someone else's name, that is, you can't transfer it with the car loan and the car.

After all, although the right to use the vehicle is in the hands of the lender, the property right of the vehicle is not its own. In the case of institutional loans, the motor vehicle registration certificate is mortgaged to the institution. Unless the lender cancels the mortgage after paying off the loan and recovers the green copy, it cannot handle the transfer in the vehicle management office.

If you pay off the loan and transfer the car to someone else, the transfer may incur expenses, depending on the transfer method.

1. If there is no transaction in direct transfer, you only need to prepare relevant materials, such as the certificates and photocopies of both parties, the original and photocopy of vehicle driving license, and the original and photocopy of motor vehicle registration certificate of the transferred vehicle, and go to the vehicle management office for handling without charge;

2. Transfer needs to fill in the second-hand motor vehicle sales contract, and the transfer fee will be charged. Different regions have different charging standards, such as the nature of vehicle use, year of purchase, displacement, load, etc., and the cost is between 200-800 yuan. Others are charged at 2% of the vehicle appraisal price.

First of all, you have to repay the loan, then take the settlement certificate, go to the vehicle management office to cancel the mortgage sign, and go to the bank or guarantee company to get the big green copy before you can transfer the ownership.

Then, since this car is a loan car, will it be a used car when you pay off the mortgage target, and then it will be a used car after the transfer, which means that when you sell this car, the price will be much lower. Obviously, if a used car can sell for 65,438+million, your car may be 80,000 or even less. Be prepared for this.