I asked MPOWER, and all you have to do is log on to their website and fill out a form, without providing any information. This is a pre-evaluation process, and the viewer carries out the follow-up process, and the whole process is processed online. However, before you apply, you must be an existing school and be included in the 400 universities supported by MPOWER. The existence of fragmentation.
2. Can I get a loan with something unsecured?
Hello, what is the purpose of your loan? In which city are you going to apply for a loan?
Generally, it is a credit loan. Personal consumption credit loans can only be used for personal consumption purposes (including car purchase, decoration, educational materials, bulk consumption shopping, tourism, etc.). , and cannot be used for buying a house). You need to provide proof of use when applying, because you don't need collateral, and the review is relatively strict. This kind of loan belongs to consumer loan. If you use business or loans, you can't handle it. Tips: The specific application needs to provide your personal information through the personal loan department at the counter, and the handling bank will review your situation before handling it.
If you have any other questions, please visit "Customer Service Online" of China Merchants Bank (website: /cmu/icslogin.aspx? from = B& amp； Logincmu=0), we will serve you wholeheartedly! Thank you for your attention and support!
3. Can I borrow money from the bank without mortgage?
You can borrow money from the bank without mortgage. You can choose credit loans, and the amount of credit loans is generally determined by the borrower's annual income. Usually, the more income, the higher the loan amount that users can apply for, and the loan amount that users give to different groups of people is different when handling loans.
Legal basis: Article 9 of the General Rules for Loans.
Credit loans, secured loans and bill discounting:
Credit loan refers to the loan issued by the borrower's credit.
Secured loans refer to secured loans, mortgage loans,
Guaranteed loan refers to a loan issued by a third party in the form of guarantee stipulated in the Guarantee Law of People's Republic of China (PRC), with the borrower undertaking general guarantee liability or joint liability as promised.
Mortgage loan refers to the loan issued with the property of the borrower or a third party as collateral according to the mortgage method stipulated in the Guarantee Law of People's Republic of China (PRC).
, refers to the loan issued with the movable property or rights of the borrower or the third party as the pledge according to the provisions of the Guarantee Law of People's Republic of China (PRC).
Bill discount refers to the loan issued by the lender in the form of purchasing the borrower's unexpired commercial paper.