As an "iron rice bowl", civil servants are very popular with banks in addition to good jobs and good welfare. Under normal circumstances, when civil servants apply for loans from banks, they can often get great discounts or lower loan interest rates. How to apply for a three-year interest-free loan for CCB civil servants? Is there any discount for civil servants to apply for a mortgage?

How to apply for a three-year interest-free loan for CCB civil servants? Conditions for CCB civil servants to apply for three-year interest-free loans: state organs at all levels in major cities and towns across the country have staff; If the bank credit is still in the post when it expires, the age shall not exceed 55 years old; Have a stable income and the ability to repay the principal and interest on time; Personal credit status is good and there is no bad credit record; The use of loans for project construction or self-employment is conducive to the good development of social economy and has good social and economic benefits; Meet other conditions stipulated by the Construction Bank. After meeting the loan application conditions, the borrower needs personal identity information, civil servant identity certificate issued by the unit, recent consumption bill, applicant's income certificate and family income certificate before applying for interest-free loan in CCB. After the bank accepts the loan application, it will give the result in about 10 working days. If the loan is approved, the loan interest will be subsidized by the state, and the borrower only needs to repay the loan on schedule according to the contents agreed in the contract. Is there any discount for civil servants to apply for a mortgage? In fact, it is indeed easier for civil servants to apply for loans from banks than ordinary users. Because civil servants have more stable jobs and more complete benefits such as provident fund, they are high-quality customers that banks like very much. For quality customers, banks will always prepare some interest rate concessions. The above is the related content sharing of "three-year interest-free loan for CCB civil servants", hoping to help everyone!

2. Can China Construction Bank guarantee loans by civil servants?

(1) A civil servant with full capacity for civil conduct, the loan term and the age of the borrower shall not exceed) Both the borrower and the guarantor are civil servants, and their family income is stable; 3) Have a good credit record and repayment willingness, and have no record of non-performing loans in our agency and other financial institutions. (The purpose of paragraph is in compliance with relevant regulations. Now CCB has the land for CCB customer service. Go to the Easy Loan website to check the answer details >>

3. ICBC civil servants?

Conditions for applying for a credit loan:

1,18-a natural person aged 65;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information and no bad records;

5. Other conditions stipulated by the bank.