The driving license is lost and needs to be reissued in time. The process is as follows. Relevant regulations 1. If the motor vehicle driver's license is lost or destroyed, the owner of the motor vehicle shall fill in the Application Form for Replacement of Motor Vehicle Driver's License and apply for replacement of the motor vehicle driver's license to the vehicle management office under the jurisdiction of the motor vehicle. 2. The motor vehicle applying for renewal of motor vehicle driver's license must be within the regular inspection period of motor vehicles. If the inspection period exceeds, it shall be implemented in accordance with the relevant provisions of the regular inspection of motor vehicles.

You can go through the formalities of loan transfer and bank debt transfer, so that with the ownership of this car, you can repay the loan yourself.

You can ask that person to return it, because the name of the car actually belongs to that person. If the car is yours and that person is unwilling to repay the loan, you can directly transfer the money to that person's repayment account without repaying the loan, but the ownership of the car still belongs to that person.