If you borrow from China Merchants Bank, the specific monthly payment and interest depend on your loan execution interest rate and repayment method. You can make a trial calculation of monthly payment through China Merchants Bank official website or mobile banking, and the trial results are for reference only.
Mobile banking: log in to mobile banking and click My-All-Assistant-Financial Calculator-Loan Calculator;
China Merchants Bank Home Page: Central Financial Instrument-Personal Loan Calculator.
Enter the loan amount, annual interest rate, loan term, repayment method and other information, and try to calculate the monthly loan amount and interest.
(Reply time: 202110/8, please refer to the latest business changes announced by China Merchants Bank in official website. )
Tips: If you have any questions in the follow-up, please feel free to contact China Merchants Bank APP@ your intimate customer service ~
2. My first mortgage is RMB 6,543,800+0.5 million, with a service life of 20 years. What is my monthly payment? How to calculate? thank you
According to the benchmark interest rate of 65438+4.9% on October 24th, 2000/kloc-0, the interest on the first suite is 30% off, and the monthly payment is 864.
Please search online for the specific algorithm.
The following figure is a screenshot of the calculation results.
3. My first mortgage is RMB 6,543,800+0.5 million, with a service life of 20 years. What is my monthly payment? How to calculate? thank you
According to the benchmark interest rate of1October 24th, 65438+4.9%, the interest of the first suite is 30% off, and the monthly payment is 864.55 yuan.
For the specific algorithm, please search online for mortgage calculator.
The following figure is a screenshot of the calculation results.
4.20 What is the monthly payment of 1.5 million?
The loan is 20 years10.5 million. Assuming that the repayment method is equal principal and interest, and the annual interest rate of the loan is 4.90%, the monthly repayment is 98 1.67 yuan, and the total interest is 85,599.86 yuan, and the total repayment amount is 235,599.86 yuan, accounting for 36.33% of the total repayment amount.
Loan 1.5 million, 20 years. If the repayment method is average capital, the annual interest rate of the loan is 4.90%, the repayment in the first month is 1237.50 yuan, with a monthly decrease of 2.55 yuan, and the total interest is 73,806.25 yuan, with the total repayment amount of 223,806.25 yuan, and the interest accounts for 32.98% of the total repayment amount.