1. Different deposit objects: inclusive finance deposits are targeted at specific small and micro enterprises and individuals, while bank deposits can be targeted at all individuals and enterprises.

2. The deposit amount and term are different: inclusive finance deposits are generally flexible, and the deposit amount and term can be adjusted according to customer needs, while providing loans, wealth management and other services; Bank deposits will have some deposit thresholds and requirements, and the deposit period may be fixed and relatively long.

3. Different deposit interest rates: The deposit interest rate in inclusive finance is usually higher than the bank deposit interest rate, because inclusive finance is mainly for small and micro enterprises and individuals and needs more support and preferential treatment; The interest rate of bank deposits is relatively low, but it is also more stable.

4. Deposit security is different: bank deposits are guaranteed by law, that is, depositors can enjoy deposit insurance provided by the state; However, deposits in inclusive finance may not have such protection, so it is necessary to choose a formal and legal institution to ensure the safety of funds.