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Can I change the name of the head of the household if the house loan has not been repaid?
Legal analysis: Yes. But names can only be added or changed between immediate family members. Renaming other than immediate family members will be regarded as resale of the house and handled through mortgage transfer procedures. Because the loan has not been paid off, in other words, it is not the actual owner of the house. If you want to change the name of the house registration, unless the loan bank agrees or negotiates with them in the form of changing the name of the borrower. Otherwise, there is only a one-time repayment plan.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 209 The establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law. Natural resources owned by the state according to law may not be registered.

Article 210 The registration of immovable property shall be handled by the registration institution where the immovable property is located. The state implements a unified registration system for real estate. The scope, organization and method of unified registration shall be stipulated by laws and administrative regulations.