No provident fund, no loans from different places to buy a house. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions and their employees. This definition of housing accumulation fund contains the following five meanings: (1) Housing accumulation fund is only established in cities and towns, and the housing accumulation fund system is not established in rural areas. (2) Only on-the-job employees can establish the housing accumulation fund system. Unemployed urban residents do not implement the housing provident fund system, and retired workers do not implement the housing provident fund system. (3) The housing accumulation fund consists of two parts, one part is paid by the employee's unit, and the other part is paid by the employee. After the individual contributions of employees are withheld by the unit, they will be paid into the individual account of housing provident fund together with the unit contributions. (4) The long-term nature of housing provident fund deposit. Once the housing provident fund system is established, employees must pay it continuously according to the regulations, and it shall not be suspended or interrupted except for the retirement of employees or other circumstances stipulated in the Regulations on the Administration of Housing Provident Fund. It embodies the stability, unity, standardization and compulsion of housing provident fund. (5) Housing provident fund is a personal housing deposit for employees' housing consumption expenditure, which has two characteristics: first, it is cumulative, that is, although housing provident fund is an integral part of employees' wages, it is not paid in cash and must be deposited in a special account opened by the housing provident fund management center in the entrusted bank, and special account management is implemented. The second is specificity. The housing accumulation fund shall be earmarked for special purposes and can only be used for the purchase, construction, overhaul of self-occupied housing or the payment of rent during storage. Only when the employee retires, dies, completely loses the ability to work and terminates the labor relationship with the unit or moves out of the original city can the housing provident fund be withdrawn from the account. According to the above regulations and credit business regulations, it is not allowed to buy a house with housing provident fund loans in different places. You can try to buy a house in a different place in other ways. There are many ways to buy a house now, and it is not cost-effective to buy a house with pocket money. You should think more about buying a house. I wish you a satisfactory house.
2. Taiyuan Provident Fund Loan Cooperative Bank?
The cooperative banks of Taiyuan provident fund loans include China Industrial and Commercial Bank. It will be great when you buy a house and repay it on time.
3. Taiyuan Provident Fund Loan Cooperative Bank?
The cooperative banks of Taiyuan Provident Fund Loan Bank include China Postal Savings Bank and Jinshang Bank.
4. What is the process of handling the joint provident fund card in Taiyuan?
The process of handling the provident fund joint card is as follows.
1. Employees who handle joint-name cards shall handle personal business of joint-name cards in their branches with the original second-generation ID cards.
Second (the staff is responsible, you don't have to worry about it): the staff of the branch will check the relevant information of the applicant (check whether the ID number it holds is consistent with the ID number in the system) and then enter it into the system.
(The staff is responsible, you don't need to take care of it): After the staff of the branch system inputs the employee-related information, they print the personal application certificate of the joint housing provident fund card (in duplicate, one for the center and one for the Bank of Communications) and affix the branch business acceptance seal.
4. The applicant holds the original second-generation ID card and the personal application certificate of the joint housing provident fund card, fills in the relevant information specified by the Bank of Communications at any business outlet of the Bank of Communications (the mobile phone number is required), and then submits it to the staff of the Bank of Communications for business card printing.
V (The staff is responsible, you don't have to worry about it): The staff of Bank of Communications examines the original second-generation ID card provided by the applicant and the personal application certificate of the joint housing provident fund card stamped with the branch business acceptance seal, and requires the applicant to fill in relevant information (the mobile phone number is required), print the on-site business card and bind it to the central system.
Six: The staff of Bank of Communications will hand over the prepared joint card to the applicant. Personal business of co-branded card is over.