When will the loan from the place of origin be received?
Under normal circumstances, after the student loan from the student's place of origin arrives, it will go directly to the student's Alipay account. However, at this time, the funds will only be transferred from the student's Alipay account and will be uniformly deducted to In the school account. After all the school's student origin loans are received, the tuition fees and accommodation will be deducted. After the deduction, the remaining funds will be returned to the students, usually to the students' Alipay in November every year.
: There are two types of student loans, one is the student loan from the student’s place of origin, and the other is the national student loan. 1. The current credit-based student loan contract signed between China Development Bank and students does not clearly stipulate the time for funds to be transferred to the student's account. The sooner or later the loan arrives will not affect the student's normal registration. The student can hold the loan contract when the semester starts. Report to school. After verifying relevant information and completing all loan procedures, for borrowers who meet the conditions for student loans in the place of origin, the China Development Bank will transfer the loan money to the borrower's Alipay account through the Alipay platform in late November. The loan fee will be automatically deducted according to the entrustment of the China Development Bank and immediately transferred to the account of the university. After deducting the tuition and accommodation fees, if there is any remaining money, the remaining money will be transferred to the account of the borrowed student.
Student loans from the student’s place of origin will arrive around November, and national student loans will receive the loan amount around mid-October. Student loans are generally issued to Alipay accounts, and school tuition fees are automatically paid. The deduction system will automatically deduct your tuition and accommodation fees. The remaining amount after deducting tuition and accommodation fees can be withdrawn for use.
2. If you apply for a national student loan this school year, after the loan is reviewed by the school and the loan bank, a contract will be signed with the borrower. The loan will be released approximately 20 working days after the contract is signed, which takes approximately Around mid-November; if you apply for a student loan every school year, the loan bank will transfer the loan amount to the student's Alipay account year by year. There is no need to reapply in the second year, and the review is much simpler. The main thing is The loans focus on students’ school performance and test scores, so the loan amount will be received around mid-October. In what month and when will the student loans arrive?
Student loans from the student’s place of origin will arrive around November, and national student loans will receive the loan amount in about mid-October.
Student Loan for the Place of Origin
Currently, the credit student loan contract for the place of origin signed by the China Development Bank and students does not clearly stipulate the time for the funds to be transferred to the student account. However, According to the application process for student loans in the student's place of origin, it should be received around November. However, the arrival time of this amount does not affect the enrollment of loan students. They only need to explain the situation to the school when registering.
National Student Loan
If you apply for a student loan this academic year, after the loan is reviewed by the school and the loan bank, a contract will be signed with the borrower. After the contract is signed, it will take approximately The loan will be released within 20 working days, around mid-November.
If you apply for a student loan every academic year, the loan bank will transfer the loan amount to the Alipay account of the loan student year by year. You do not need to reapply in the second year, and the review is much simpler. It mainly focuses on the school performance and test scores of the loan students, so the loan amount will be received in about mid-October.
Extended information:
Student loan application process
Student loans are mainly targeted at undergraduate, junior college students, master's students, and second bachelor's degree students whose families have financial difficulties. You can apply after school starts in September each year. The specific process is as follows:
1. Prepare loan-related information, including but not limited to student ID card, ID card, proof of family financial difficulties, etc.
2. Register personal information online for China Development Bank student loan information, then enter the "Loan Application" module and click "Export Loan Application Form".
3. After filling out the application form, go to the village committee or the township civil affairs department to get it stamped.
4. Submit the application form and confirm the loan amount. In principle, the loan amount per person per year should not exceed 6,000 yuan, which is mainly used for tuition and accommodation fees.
5. The school will review the loan student information, confirm it is correct and stamp it, and the lending bank will conduct the final review.
6. After successful review, the loan will be issued.
Baidu Encyclopedia-Student Loans
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People's Daily Online-Student loans that change your destiny and leave no stain on Guangdong When will the student loan come to the student’s place of origin?
Student loans for the student’s place of origin generally arrive between September and December each year. If you want to know the specific arrival time, you can log in to the Alipay account of the student loan to check the income and expenditure details. If the payment is received, it will be displayed. Applicants can also log in to the China Development Bank student loan system to view relevant information.
National student origin credit student loans refer to loans issued by the China Development Bank to freshmen and current students of ordinary colleges and universities with financial difficulties from eligible families, and are processed in the county (city, district) where the student’s registered residence is before enrollment. Student loans. Loans from the student's place of origin are credit loans. Students and parents (or other legal guardians) are the same borrowers, and both parties bear the responsibility for repayment. Students applying for credit student loans from their place of origin must meet the following conditions:
1. Have the nationality of the People’s Republic of China;
2. Be honest and trustworthy, and abide by the law;
3. Have been officially admitted to the central, regional and outside full-time undergraduate colleges, higher vocational schools and junior colleges that have been approved to establish and implement higher education in accordance with relevant national regulations, and have obtained true, legal and valid Freshmen with admission notices or undergraduate, postgraduate and second bachelor's degree students currently studying in colleges and universities;
4. The student's household registration before admission and the household registration of his parents (or other legal guardians) are all in the same county. (City, district);
5. The family has financial difficulties and the income they can earn is not enough to pay for the tuition and accommodation fees required to complete their studies at school. When will the student loan be available in the place where the student comes from?
The time when the student loan is available in the place where the student comes from is usually around November of the year when the student loan is applied for. When applying for a student loan, an Alipay will usually be automatically generated. Account number, student loans are generally disbursed by the China Development Bank to the applicant's Alipay account through the Alipay platform around November.
Student loan with student origin credit refers to the financial aid provided by the China Development Bank to freshmen and current students of ordinary colleges and universities whose families have financial difficulties, and is applied for in the county (city, district) where the student’s household registration is before enrollment. Student loans.
This loan is a credit loan. The student and parents (or other legal guardians) are *** the same borrowers, and *** jointly bear the repayment responsibility
August 2007, The country has newly introduced the policy of "student origin credit student loans" (hereinafter referred to as "student origin loans"). In August 2007, the Ministry of Finance, the Ministry of Education, and the China Development Bank jointly launched the pilot provinces (municipalities) for student origin loan business* **There are 5: Hubei Province, Jiangsu Province, Shaanxi Province, Gansu Province, and Chongqing City. The pilot provinces (cities) currently carrying out student loan business include: Hubei Province, Jiangsu Province, Shaanxi Province, Gansu Province, Chongqing City, Qinghai Province, Xinjiang Uygur Autonomous Region, Ningxia Hui Autonomous Region, Inner Mongolia Autonomous Region, Shanxi Province, Beijing City, Shandong Province , Anhui Province, Zhejiang Province, Fujian Province, Shanghai City, Hunan Province, Jiangxi Province, Yunnan Province, Guizhou Province, Sichuan Province, Guangxi Zhuang Autonomous Region, Heilongjiang Province, Jilin Province, Liaoning Province, Hainan Province, Tianjin City, and Henan Province.