Platforms for buying cars with zero down payment are illegal.
Application conditions:
1. Natural persons with full capacity for civil conduct and between the ages of 18 and 60;
2. Those with stable income and strong Ability to repay;
3. Have a local household registration and be able to provide proof of identity and residence;
4. Have a real estate certificate or other proof of financial resources.
Individuals need to take precautions when buying a car with zero down payment: "If you want to buy a car, go to a regular car 4S store and do not entrust any intermediary to handle the car purchase." A car 4S The person in charge of the store said that in recent years, some intermediary companies have used the attractive sign of "purchasing a car with zero down payment" to attract customers, attracting a large number of citizens who want to buy a car but do not have enough money. However, in fact, "purchasing a car with zero down payment" is unrealistic. of.
The illegal intermediary company adopts a full-process agency method, requiring the car buyer to sign some blank contracts without knowing it and provide a full set of identity documents. Then, the customer and the intermediary company go to the bank to handle the process. Loan procedures.