This situation should be that there is something wrong with the bank card of the loan. Can we try to see if it can trade normally first? If you can't, you should go to the issuing bank to inquire about the reasons why the micro-loan loan was successfully processed but failed to lend
The loan has passed but failed to lend: the status of the receiving bank card is abnormal; The bank channel is being maintained or upgraded; The user failed the loan review; Lending institutions did not match the lending funds; The lending institutions themselves have insufficient funds. All the above reasons will lead to loan failure. After loan failure, users can resubmit the loan application. _ Re-submit the loan application, and the system will review the user again. As for the review result, it will be based on.
micro-loan, a loan platform under the micro-loan network. Micro-loan APP is a credit information service product under the micro-loan network. The platform provides various loan services with different amounts and periods, such as large-scale installment loan with pure credit, car owner credit loan and vehicle mortgage loan, so as to meet users' diversified loans. Where is the most reliable and direct receipt of micro-loans? Moreover, compared with other loan methods, the online loan platform is convenient to apply for loans and fast to lend. However, when applying for online loans, attention should be paid to choosing a formal large platform, which can better protect personal interests and information security. At the same time, be careful not to pay the pre-loan fee to avoid being cheated.
It is safe and reliable to borrow money from micro-loan, because micro-loan is a lending product launched by Weizhong Bank, which is an Internet private bank approved by China Banking Regulatory Commission and has a formal banking license, so micro-loan is also a legal and formal lending platform. In terms of safety performance, because micro-loan is a bank product, its performance is still relatively strong, and you don't have to worry about falling into the trap of usury. At present, the daily interest rate of micro-loan is .5%. If you borrow 1, yuan from micro-loan, the daily interest will be 5 yuan.
when using micro-loans, everyone's credit information will be inquired. If the credit information is poor, it will not be approved. Moreover, micro-loans are invited by the system. If they are not invited, they cannot be used. When applying for micro-loan to borrow money, users will not be required to hand in any paper items and mortgage items, and the arrival speed is fast. Apart from interest and penalty interest, there is no other fee, and it is also supervised by the regulatory authorities, so it is still very safe and reliable.
In fact, it is not the first time that "micro-loan" queries personal credit records. Previously, some media questioned that micro-loans would inquire about users' credit records and load them into credit reports without applying for loans. It can be seen that micro-credit is not reliable in the end, and different people have different opinions. In this small series, I remind everyone that online borrowing is trapped everywhere, and if you are not careful, you will fall into it. If you want to complete the purpose of borrowing online, you must polish your eyes and operate carefully. Don't make fun of your credit information. When you need a loan, you should cry.
for some users of wechat and QQ, I believe they are very familiar with micro-loan. As a pure online micro-credit product launched by Weizhong Bank, it has been favored by consumers for a long time. I think the money on the micro-profit loan on WeChat is reliable. Although he is a loan on WeChat, his money is reliable, as long as you pay him back on time. Why did micro-loan fail to borrow?
Check whether the micro-loan is bound with a bank card, whether the bank card status is available and whether the information is consistent. Generally, the system will prompt the failure reason, and it is also possible that there is something wrong with your credit. If there is no problem, you can call customer service to ask the micro-loan to prompt that the bank card status is abnormal.
Micro-loan prompts the user that the bank card cannot be used, probably because the user's bank card is a second-class account or the bank card status is abnormal. If the bank card is in an abnormal state, it can't receive the loan funds and can't repay it normally. However, if the bank card belongs to the second-class account, the user's repayment will fail due to the limit. Therefore, when there is a prompt that the bank card cannot be used, please ask the user to replace the bank card of a class of accounts.
"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Internet bank Weizhong Bank in China for WeChat users and mobile QQ users. It was launched on mobile QQ in May 215 and on WeChat in September.
The "micro-loan" adopts the official invitation system. Invited users can see the "micro-loan" entrance in the "QQ Wallet" of mobile QQ and the "WeChat Pay" of WeChat, and can get a loan amount of up to 2, yuan.
As an Internet bank loan product launched by Weizhong Bank, "micro-loan" has the following characteristics:
(1) it is unsecured and unsecured;
most of the personal loans provided by traditional financial institutions require the borrower to provide mortgage and other guarantees, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit.
(2)7*24 hours service, and the loan can be completed in one minute at the earliest;
relying on strict risk control rules and complete technical support system, "micro-loan" provides 7*24-hour online service, with convenient and efficient procedures. All the procedures are completed on the mobile phone, and the loan can be received in 4 seconds at the earliest.
(3) there is no handling fee for prepayment;
most traditional financial institutions require users to repay on the repayment date. If users want to repay in advance, they need to apply and pay a handling fee. In addition to the conventional default withholding and repayment, "micro-loan" also supports users to settle loans at any time, and does not charge any other additional formalities.
the credit line of "micro-loan" to users is between 1 yuan and 2, yuan, which varies according to the individual's comprehensive situation. A single loan can be borrowed from 1 yuan-4, yuan.
the daily interest rate is .2% -.5%, and the daily interest for 1, yuan is 2-5 yuan.
by the end of 219, "micro-loan" has issued more than 46 million loans to more than 28 million customers in nearly 6 cities in 31 provinces, municipalities and autonomous regions, with a cumulative amount of more than 3.7 trillion yuan.
by the end of December, 22, the micro-loan financial poverty alleviation project has officially landed in 42 poverty-stricken counties (including 32 at the national level), and the total value-added tax contributed by the project to poverty-stricken areas is about 1.453 billion yuan, effectively helping local poverty alleviation.
Micro-loan has issued an official rumor statement: Micro-loan is a pure online micro-credit revolving consumer loan product launched by Weizhong Bank, the first Internet bank in China, in May 215. The official invitation system is adopted for micro-loans, which can only be opened through official invitation and the official initiative to increase the quota according to the user's credit history. Any person or organization that needs to spend money to open micro-loans and increase the quota is a fraud.