Conditions for enterprises that can apply for loans:

1,18-a natural person aged 65;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information and no bad records;

5. Other conditions stipulated by the bank.

Second, can I get a loan from the bank with my marriage certificate?

hello

You can't go to the bank to apply for a loan just with a marriage certificate. The borrower needs to submit the following materials when applying for a loan: 1. Proof of identity, such as resident identity card, household registration book or other valid identity documents; 2, proof of marital status, married people should provide a marriage certificate, unmarried people provide proof of unmarried or sign a declaration of unmarried; 3. The borrower's asset certificate, income certificate and work certificate; 4. Proof of loan use; 5. Other conditions required by the lending bank.

Legal basis: Interim Measures for Personal Loans

Article 11

Personal loan application shall meet the following conditions:

(1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;

(2) The purpose of the loan is clear and legal;

(3) loans;

(4) The borrower has the willingness and ability to repay;

(5) The borrower's credit status is good and there is no significant bad credit record;

(6) Other conditions required by the lender.

3. Can I get a bank loan with a marriage certificate?

Legal analysis: you can't borrow money from a bank with a marriage certificate. To apply for a personal loan, you need to meet the following conditions: 1, a citizen of China who has a fixed residence, a fixed residence or a valid residence certificate at the place where the loan bank is located, is under 65 years old (inclusive) and has full capacity for civil conduct; 2. Have a proper occupation and stable income, and have the ability to repay the principal and interest of the loan on schedule, and so on.

Legal basis: Article 1046 of the Civil Code of People's Republic of China (PRC).

Marriage should be completely voluntary by both men and women, and it is forbidden for either party to force the other, and no organization or individual may interfere.

Fourth, can a marriage certificate be loaned?

I can help you with a loan.