Ali's credit loan can be repaid on schedule through Alipay. Items that can be used for repayment include: Alipay balance, Yu 'ebao, Yu Bao Li, and current balance of online merchant bank. Ali credit loan mainly adopts the form of automatic repayment, so everyone needs to prepare enough amount before the repayment date 12.
If you need to prepay, you need to do the following:
1. Prepare enough money in your Alipay account, including outstanding principal and interest as of the previous day (the system page will prompt). In addition, prepayment requires a preparation fee. The handling fee is 3% of the prepayment principal.
2. Enter the loan management page of online merchant bank official website or mobile APP, and make manual repayment according to the system prompts. After the advance payment is successful, there will be a prompt message, and everyone's Ali available credit line will be restored to the original value.
Matters needing attention in repayment of Ali credit loan:
1. The repayment account must be recharged before noon on the repayment date 12;
2. When paying in advance, be sure to check whether the bill has been paid off in full, so as not to affect your reputation;
3. When repaying in advance, it is necessary to measure whether the residual interest or handling fee is high or low, in case the loss outweighs the gain.
The above is the whole content of Ali credit loan repayment. Generally speaking, the main point of repayment is to remember the time and amount of repayment.