Elephant Premium is a purely private lending platform. Although you are not qualified to lend, you can still borrow money through this platform. Elephant can enjoy the maximum loan amount of 200,000 yuan, and the longest loan period can be divided into 65,438+02 months. Take the application for 4,000 yuan in six months as an example, and the monthly repayment amount is about 738.39 yuan (the specific interest rate is subject to the actual loan interest rate). If loans overdue, it may affect the personal credit record, thus leaving a bad record in the online loan big data. Therefore, in the process of borrowing, it is recommended to repay on time to maintain personal credit. Generally speaking, elephant premiums are eligible for loans.