1. Disputes arising from usury repayment are civil disputes, and the police will not handle civil disputes. However, if there is a violent debt collection, you can call the police. 2. When the loan contract is established, the interest rate agreed between the borrower and the borrower is not more than four times the market quotation of one-year loan, and the lender requires the borrower to pay interest at the agreed interest rate, the people's court shall support it.

Legal objectivity:

Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases Article 25 If the lender requests the borrower to pay interest at the interest rate agreed in the contract, the people's court shall support it, except that the interest rate agreed by both parties exceeds four times the market quotation of one-year loan at the time of the establishment of the contract. Legal basis: Article 117 of the Civil Procedure Law of People's Republic of China (PRC) must be decided by the people's court. Any unit or individual who illegally detains others or illegally detains others' property to recover debts shall be investigated for criminal responsibility according to law, or be detained or fined.