If the amount is not enough, you can still get a loan for a second home. According to the current principle of "acknowledge the house and subscribe for the loan", after getting a loan for the first home, you can continue to apply for a provident fund loan for the second home, but you will not be able to apply for a provident fund loan for the third home. Provident fund loans are provided to employees who contribute housing units or above.

The term of provident fund loans is measured in years, and the maximum loan term shall not exceed 30 years. The sum of the loan period applied for by the employee and the actual age at the time of loan application shall not exceed 70 years. The housing provident fund loan interest rate stipulated by the Ministry of Housing and Urban-Rural Development and the People's Bank of China shall be implemented. Currently, the annual interest rate is 4.00 for less than five years (including five years); the annual interest rate for more than five years is 4.50.