What are the procedures for becoming a bank loan guarantor? 1. Original and photocopy of the guarantor's second-generation ID card; 2. Wages provided by banks or other vouchers that can prove their income; 3. The completed guarantee commitment letter of the guarantor indicates that he is willing to provide guarantee for the borrower and fulfill the corresponding obligations; 4 collateral, should provide proof of ownership. The requirements for becoming a guarantor are as follows: According to the requirements of banks, the requirements of each bank are different. But as a guarantor, the basic condition is that the guarantor needs to have the ability to provide guarantee (property, credit). (1) The loan object is a natural person with full civil capacity. (2) Having urban permanent residence or valid residence status requires the borrower to have legal status. (3) Have a stable occupation and income, good credit and the ability to repay the loan principal and interest. (4) There are some differences in down payment requirements among banks. (5) There are assets recognized by the lender as collateral or pledge, or units or individuals that meet the prescribed conditions and have compensatory ability as guarantors to repay the principal and interest of the loan and bear joint and several liabilities. (six) there is a purchase contract or agreement. (7) Other conditions stipulated by the lender.