First of all, you can only borrow a house with a down payment of 30%. Some necessary expenses must be added to the down payment.

1. The public maintenance fund is capped at 70 yuan and 90 yuan per square meter, which is about 5,000 yuan.

2. The supporting expenses such as floor heating, cable TV and natural gas opening fees are around 4,000 yuan.

I don't know what kind of loan you use, business or provident fund. I wonder if you can leave the guarantee company. You can ask the sales girl. The general guarantee fee is around 5000 in 20 years.

4. There is deed tax when you apply for the real estate license, which is about 3,000 yuan, which is 1% of the house price.

5,000 plus 4,000 plus 5,000 plus 3,000, then your house down payment is actually about 85,000, then you can borrow about 220,000, so you can buy a house of about 290,000.

Typing is very tiring, hope to adopt it.