1. Identification: second-generation ID card, marriage certificate;

2. Income certificate: such as business license or income certificate issued by the unit;

3. Residence certificate: such as real estate license/house purchase contract/house mortgage contract or residence certificate issued by neighborhood committee;

4. Asset certificate: the bank flow can be accumulated within half a year, and the bank flow is shared by both husband and wife;

5. Vehicle information: motor vehicle registration certificate (copy of the whole page), copy of driving license, and the vehicle needs to be photographed on site.

Unsecured loan, also called unsecured loan, or credit loan. You don't need any collateral, just identification, income proof, address proof and other materials, as well as the loan you applied for from the bank. Banks issue loans according to personal credit, and the interest rate is generally slightly higher than that of mortgage loans. Customers can choose the loan term according to their individual circumstances, and then sign a contract with the bank, which is guaranteed.