1. Understanding the market situation: Before negotiating loans with intermediaries, financing enterprises should have an in-depth understanding of the local real estate market, including information such as house price trends, loan interest rates and government policies.

2. Clarify the loan demand: Before communicating with the intermediary, the financing enterprise should clarify its loan demand, including the loan amount, repayment period, interest rate and other requirements, which is conducive to more specific discussions and negotiations with the intermediary.